Welcome to our Information Center!
Navigating the complexities of Medicare and pre-need funeral plans can be overwhelming, but we’re here to help you understand and make the best choices for your healthcare needs.
What is Medicare?
Medicare is a federal health insurance program primarily for individuals aged 65 and older, but it also covers certain younger people with disabilities and individuals with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a transplant).
Medicare Plans Overview
Medicare is divided into different parts, each offering distinct coverage options:
- Part A (Hospital Insurance): Covers inpatient hospital stays, care in a skilled nursing facility, hospice care, and some home health care.
- Part B (Medical Insurance): Covers certain doctors’ services, outpatient care, medical supplies, and preventive services.
- Part C (Medicare Advantage Plans): An alternative to Original Medicare, offered by private companies approved by Medicare. These plans often include Part A, Part B, and sometimes Part D coverage.
- Part D (Prescription Drug Coverage): Helps cover the cost of prescription drugs, available through Medicare-approved private insurers.
Medigap (Medicare Supplement Insurance)
Medigap policies are sold by private companies to fill “gaps” in Original Medicare coverage, such as copayments, coinsurance, and deductibles. These policies can help reduce out-of-pocket expenses. You must add a Prescription Drug Plan to these types of plans to avoid any penalties for not having a creditable drug plan when eligible.
Pre-Need Funeral Plans
Pre-need funeral plans are designed to give you peace of mind by planning and funding your funeral arrangements in advance. This ensures that your wishes are respected and relieves your family from the financial burden and stress during an emotionally difficult time. Our pre-need funeral plans offer:
- The ability to lock in today’s prices for future services.
- Customized plans that reflect your personal preferences and cultural or religious traditions.
- Flexible payment options to fit your budget.
- Assurance that your family will not have to make challenging decisions during their time of grief.
Why Choose Us?
With over 10 years of experience as a Texas health and life insurance agent, I specialize in Medicare Advantage plans, Medigap, PDP, and pre-need funeral plans. I am committed to helping you:
- Understand your Medicare options and benefits.
- Choose the right plan tailored to your healthcare needs and budget.
- Navigate the enrollment process with ease.
- Find programs or assistance with prescription drug plans.
- Plan ahead with pre-need funeral plans to ensure peace of mind for you and your family.
Our Commitment
We care deeply about seniors and the disabled, understanding the challenges you face daily. Our goal is to provide you with the knowledge and support needed to make informed decisions about your healthcare and pre-need plan arrangements. We strive to ensure a seamless and positive experience, guiding you through complex situations and advocating for your best interests.
Contact Us: If you have any questions or need assistance with your Medicare options or pre-need funeral plans, please do not hesitate to reach out. We’re here to help you every step of the way.
By contacting the agent below, you agree that a licensed insurance agent may contact you by phone or email to answer your questions or provide additional information about Medicare Advantage or Part D plans.
Donna Draper (817) 714-4276
Licensed Sales Agent